Buy a house with as little as 3.5% down.

Ideal for the first-time homebuyers unable to make larger down payments.

The right mortgage solution for those who may not qualify for a conventional loan.

Down payment assistance programs can be added to a FHA Loan for additional down payment and/or closing cost savings.

VA LOANS

100% Financing & No Down Payment Loans

No Private Mortgage (PMI)

No Penalties for Prepaying the Loan

Competitive Interest Rates

Qualification is Easier than a Conventional Loan

Sellers Pay Some of the Closing Costs

Can be combined with additional down payment assistance to reduce closing costs

USDA LOANS

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

payments.

Down payments as low as 3%

FICO 620 or higher

5% down with no PMI

There are 2 types of conventional loans

Conforming: Maximum loan amounts set by the government

Non Conforming: Less standardized

Conventional loans typically cost less than FHA but may be more difficult to get.